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Michal Gottlicher

MORTGAGE AND PROTECTION ADVISER

The UK Mortgage Market has never been so complex, my goal is to provide my clients with a guidance and assistance throughout the whole process.

Michal Gottlicher

MORTGAGE AND PROTECTION ADVISER

The UK Mortgage Market has never been so complex, my goal is to provide my clients with a guidance and assistance throughout the whole process.

Michal Gottlicher specialisms

  • First time buyers (including low deposit mortgages)
  • Remortgages
  • Development Finace / Bridging
  • Shared ownership / Shared equity
  • Bad credit Mortgages
  • Home Movers
  • Large Loans
  • Commercial Mortgages
  • Buy-to-Let Mortgages including Portfolio Landlords

In last couple of years of practice in financial services in Europe, my priority has always been to provide my clients with a professional & precise approach, supported with appropriate expertise, presented in a simple, clean yet friendly way. I’m dedicated to help my clients with all of their associated wishes, needs and objectives, regardless of their circumstances.

After attaining qualifications at The Czech National Bank, I used to work several years as IFA in the Czech Republic. When London became my home, I qualified as Mortgage & Protection adviser in the UK (CeMAP® license) at The London Institute of Banking & Finance.

Although London-based I’m active and working closely with all of my clients throughout the UK.

My clientele is very diverse, comprising of professionals working in the City of London who have complex demands and require more specific approach, families living in different parts of UK to young ambitious couples and individuals buying their first property with limited deposit. A large part of my clientele are foreign nationals, living in the UK, who value primarily a comprehensive approach with well-arranged and transparent insight into the UK financial and property market in context.

Personal Section

Prior to moving into financial advice, I studied IT and Security. We’re currently living near London, surrounded by amazing nature where I spend most of my leisure time thinking about my other future plans. I enjoy many sport activities, reading books, studying and self- development.

Qualifications

My qualification comprises Czech National Bank High level professional competence tests in the Czech Republic and Certificate in Mortgage Advice and Practice CeMAP® in the UK. I have also practical experience in the investment market and trading with derivatives.

Mortgages: Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Equity Release/Lifetime Mortgages: This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

Debt Consolidation: Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages: Commercial Mortgages are not usually regulated by the Financial Conduct Authority.

Buy To Let: The Financial Conduct Authority does not regulate most Buy to Let Mortgages.

Mortgages: Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Equity Release/Lifetime Mortgages: This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

Debt Consolidation: Think carefully about securing other debts against your home. Your home or property may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.

Commercial Mortgages: Commercial Mortgages are not usually regulated by the Financial Conduct Authority.

Buy To Let: The Financial Conduct Authority does not regulate most Buy to Let Mortgages.